| Title |
An Empirical Study on How Anxiety About Jeonse Fraud Influences Intentions to Move into Public Rental Housing, Considering Household and Regional Factors |
| DOI |
https://doi.org/10.5659/JAIK.2025.41.7.241 |
| Keywords |
Jeonse fraud; Public rental housing; Deposit anxiety; Housing instability; Housing survey; Residential stability |
| Abstract |
This study examines how anxiety about Jeonse fraud, a Korean housing rental system involving large lump-sum deposits, influences the
intention to move into public rental housing in South Korea. Using data from the 2022 Korea Housing Survey, which included 5,965 renter
households, the relationship was analyzed through binomial logistic regression. Results show that a one-unit increase in anxiety score,
indicating less anxiety about not recovering rental deposits, reduces the odds of choosing public rental housing by 12.6 percent, with an odds
ratio (OR) of 0.874. Residents currently living in public rental housing were nearly three times higher odds to choose public housing again,
with an OR of 2.957. Tenants paying monthly rent and households with strong desires for homeownership also had higher odds of moving
into public rental housing, with an odds ratio of 1.585 and 1.515, respectively. On the other hand, higher average monthly household income,
with an OR of 0.999; higher education levels, with an OR of 0.916; greater housing satisfaction, with an OR of 0.809; and larger household
sizes, with an OR of 0.943, were all associated with lower odds of choosing public rental housing. A regional analysis found significantly
lower intentions to move into public housing outside of Seoul. Busan, Chungbuk, and Gyeongnam showed the lowest preference, with odds
ratios of 0.309, 0.315, and 0.339, respectively. These findings suggest that public rental housing is seen as a safe option for those concerned
about Jeonse fraud. Although the cross-sectional design does not prove causality, the study improves understanding of how public rental
housing can reduce residential instability caused by Jeonse fraud and offers empirical support for housing welfare policies aimed at ensuring
residential security. |